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Run Monthly Reconciliations

Reconciliations are the feedback loop that makes budgeting better over time. Use the calendar to pick any pending month, then reconcile or skip it month by month.

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Steps

Follow these steps

Open the reconciliation calendar

Start from reconciliations index and pick any pending month that still needs review.

Decide whether to reconcile or skip the month

If you want a full review, open the reconciliation form. If not, skip the month so reminders and backlog stay clean.

Choose all items or custom scope

Reconcile the whole household plan or focus on selected incomes, expenses, goals, and taxes for that one month.

Enter actual totals

Use total fields or line-item actuals in custom scope mode, then save notes that explain unusual results.

Review variance and score

Inspect report sections for overages, savings wins, and what changed from plan.

Tips

Helpful tips

Reconcile on a fixed day each month

A predictable cadence increases consistency and improves streaks.

Skip intentionally

If a month is not worth reviewing, skip it from the calendar instead of leaving it in your pending backlog.

Use notes for context

Record one-off events so future you remembers why a month looked unusual.

Related guides

Guide

Use the Dashboard

Read your monthly plan, quick look cards, and trend sections in one place.

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Guide

Track Achievements and Streaks

Monitor milestones, streak progress, and completed financial habits.

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Guide

Manage Notifications

Control in-app and email notifications, and clear or mark notification items.

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Resources

Public budgeting resources

Resource

Budget tracker demo

Try a no-signup income, expense, and goal tracker.

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Resource

How to create a monthly budget

Six-step setup with a reusable template.

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Get Started

Ready to put this into action?

Set up your household and start planning in minutes.

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